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Health Insurance Open Enrollment 2018: What you need to know

Nearly everyone must have health insurance under the Affordable Care Act without having to pay a fee at tax time. However, you can't just go out and buy health insurance whenever you want.
Unless you qualify for a special exception, you must get health insurance during open enrollment.

Companies usually have their open enrollment in the fall or winter; check with your employer for the exact dates.

For plans through the Affordable Care Act, also called Obamacare, open enrollment starts in November.

Affordable Care Act open enrollment is Nov.1- Dec.15

Open enrollment for plans through the Affordable Care Act starts Nov. 1 and goes through Dec. 15, 2017. In order to get coverage to start on Jan. 1, you'll need to select a plan by Dec. 15 unless you are in the following states, which have these open-enrollment time-frames:

  • California – Nov. 1 to Jan. 31
  • Colorado – Nov. 1 to Jan. 12
  • D.C. – Nov. 1 to Jan. 31
  • Massachusetts – Nov. 1 to Jan. 31
  • Minnesota – Nov. 1 to Jan. 14
  • Washington – Nov. 1 to Jan. 15

You can enroll in Medicaid or the Children's Health Insurance Program (CHIP) any time of the year if you are eligible for those programs. See if you are eligible in Medicaid or CHIP.

Medicare open enrollment is Oct. 15-Dec. 7 each year. Information for health plans and prescriptions plans are usually sent for Medicare at the beginning of October.

Who needs to sign up for health insurance

You will need to buy individual/family health insurance without paying a fee if:

You don't have coverage through your employer or your spouse's employer.
You are older than 26 and can't be on our parents' health insurance anymore.

If you're a veteran or you're eligible for Medicare or Medicaid, you do not need to sign up.

Note: You also are not required to have health insurance -- and won't have to pay a fee -- if you don't file taxes because your income is below the tax filing threshold or that coverage would cost more than 8% of your household income.
=> Sumber : https://www.insurance.com/